A special needs child is a child who requires specific care. In many cases, special needs children need to be cared for after they become adults, and they never become fully independent. In other cases, special needs children require costly medical services and round-the-clock attention to ensure that they're healthy and happy.
Parents of special needs children may want to create a special needs trust to provide for their kids in the event the parents die or become incapacitated. Such a trust brings a great deal of peace of mind. Because it will allay the all-encompassing fear of "Who's going to take care of my child when I'm gone?", a special needs trust should be a part of every estate plan belonging to a parent caring for a child with a severe disability.
A conservatorship may be needed if your adult parent becomes incapacitated in some way that prevents him or her from making important life decisions. For example, you might have a parent with dementia that progresses to the point that he or she requires your constant attention and care. If your incapacitated parent has not designated a caretaker with a financial or health care power of attorney, establishing a conservatorship could be a wise move.
Newport Beach parents who are raising a special needs child will need to consider the future of their child -- and how their child will be cared for -- if they become incapacitated or die before their child. A lot of parents choose to create a special needs trust that will ensure the needs of their child will be met in the event of their untimely deaths.
If you have a child with autism, you'll want to consider his or her future -- especially as he or she becomes an adult. After reaching the age of 18, even young adults with mental health disabilities, like autism, will be legally allowed to make decisions on their own behalf. If you wish to keep caring for your child in the way that you have before he or she became 18, you will need to seek legal guardian status.
In many ways, Newport Beach parents raising special needs children are like any other parents. They're raising beautiful children who bring joy and love into their homes, and they love their children more than the world. In other ways, however, they could have a dramatically different lifestyle than average Newport Beach parents.