A special needs child is a child who requires specific care. In many cases, special needs children need to be cared for after they become adults, and they never become fully independent. In other cases, special needs children require costly medical services and round-the-clock attention to ensure that they're healthy and happy.
The responsibilities involved with taking care of a special need child are usually attended to by the child's parents, but what happens if something happens to the parents and they're no longer able to care for their child? This is where a special needs trust comes into play. A special needs trust can give the parents of child with a disability the peace of mind that their child's needs will be met financially, medically and emotionally -- even if they're no longer available.